Quick Quote


For a $ 0 vehicle , for 0 days:

Plan A,B,& C denotes
3rd Party / Risk 3
Liability Limits

PLAN A
($100,000 CSL)

PLAN B
($80,000 CSL)

PLAN C
($50,000 CSL)

Full Coverage Risk 1-6

$ 0.00

$ 0.00

$ 0.00

Full Coverage Risk 1-6
Increases Risk 3 Liability
by additional + $100,000

$ 0.00

$ 0.00

$ 0.00

Full Coverage Risk 1-6
Increases Risk 3 Liability
by additional + $200,000

$ 0.00

$ 0.00

$ 0.00

Liability Only Risk 3-6

$ 0.00

$ 0.00

$ 0.00

Liability Only Risk 3-6
Increases Risk 3 Liability
by additional + $100,000

$ 0.00

$ 0.00

$ 0.00

Liability Only Risk 3-6
Increases Risk 3 Liability
by additional + $200,000

$ 0.00

$ 0.00

$ 0.00

 

Quick Quote Information
 
NOTE: Do not use $ signs, commas, or decimal points. Use $1,000 increments to determine vehicle value.
 
 Value ($)
   
NADA Vehicle Price Guide
 Length of Stay (Days)

 
 

Coverage Description
 
THE EXACT TERMS, CONDITIONS, EXCLUSIONS AND POLICY PROVISIONS ARE CONTAINED IN THE ISSUED POLICY.
 
RISKS: Following is a brief description of the coverage:
#1 Collision, Upset and Glass Breakage - (Obligatory Deductible) Covers damage to the insured vehicle. Damage due to off-roading, or off-conventional roads.
#2 Fire and Total Theft - (Obligatory Deductible) Lightning, Popular Uprisings, Windstorms, Cyclone, Hurricane, Hail, Earthquake Volcanic Eruption, Flood, Explosion, Landslide, and Cave-in covers damage to insured vehicle. Total theft coverage available ONLY to those who carry the same coverage in the U.S.
#3 Property Damage Public Liability - Bodily injury and property damage to parties other than the insured and occupants of the insured vehicle, resulting from the use of the insured vehicle - Plan A - $100,000 (U.S) Combined Single Limit (CSL) - Plan B - $80,000 CSL - Plan C - $50,000 CSL .
#4 Guaranteed Bail & Legal assistance - Up to $20,000 in Legal Defense, Sureties, fines and bonds arising from risks covered by Civil Liability (Risk 3).
#5 Travel Assistance - Towing up to $300.00 (US) per incident due to mechanical failure minus hotel expenses up to $50.00 (US) if needed while being repaired. Emergency Transportation if covered vehicle is stolen. *Limits apply
#6 Medical Payment - Covers expenses incurred by the occupants of the insured vehicle as a result of bodily injuries sustained aboard said vehicle caused by fire, collision, and/or upset (up to $5,000 per person, $25,000 per occurrence.) Funeral expenses are limited to 25% of the amount insured per occupant. EXCLUDED FOR PERSONS RIDING IN THE BED OF THE TRUCK.
 
CURRENT MARKET VALUE:
In case of a total loss, the insurance carrier will adjust on the basis of the Current Market Value/Actual Cash Value (ACV) at the time of the accident. It is imperative that a realistic current market value (ACV) of your vehicle be determined. Under-insuring your vehicle(s) may result in financial penalties in the event of a loss, commonly referred to as a co-insurer. If you underinsure your vehicle of its Actual or Current Market Value, then you are susceptible to the Co-Insurance clause. EX: If your vehicles ACV or Current Market Value is $20,000 and you insure it for $10,000, then you have insured it for half of its value. Consequently, the insurance company is obligated to pay for only half of the claim, minus any applicable deductible. Using this example, if your vehicle is stolen, then the insurance company is obligated to pay half of the $10,000 you incorrectly insured the vehicle for, which is $5,000, minus the $1,000 Total Theft Deductible leaving you with a total Claim of $4,000. In Mexico, it is common to use the N.A.D.A. (National Automobile Dealers Association) appraisal service, the most common service used with U.S. Automobile Dealers in the U.S. It is always best to insure 100% to value.
 
  Current or Actual Cash Value of Vehicle:  $20,000
  You insure it for:  $10,000
    = HALF of Actual Cash Value (ACV)
  Total Theft Claim on Insured Value applied:  $10,000
  Insurance Companies responsibility = HALF of what you insured it for
    = $5,000
  Deductible = $1,000
  Total Insurance Companies responsibility = $4,000 Your out of $16,000
 
DEDUCTIBLES:
For Full Coverage (Risk 1 & 2) there is an Obligatory Deductible for Collision, Upset, Glass Breakage and Total Theft for each accident/ on each described vehicle, boat and trailer as follows:
  Risk1. Actual Cash Value (ACV), USD $500
  Risk2. Actual Cash Value (ACV), USD $1000
 
IMPORTANT:
Partial theft, malicious mischief, and vandalism are not covered. A boat/watercraft and its carrier/trailer shall be considered a one unit under the obligatory deductible clause. Coverage applies on while the unit(s) are attached to the described towing vehicle. Boat coverage under this certificate is limited to physical damage sustained while the boat is being towed by or attached to the towing vehicle provided that full coverage has been purchased and required premium been paid on or prior to the effective date of this policy. Option I Boat Liability coverage (Risk #3 $100,000 CSL) is applicable ONLY while on the water.
 
Immediately after the occurrence of the accident covered by your policy please contact the claims center, and refrain from entering into agreements and arrangements with the other party until the adjuster is present. Instructions on how to file a claim are provided. The required premiums must be paid on or prior to the effective date of policy. You must possess a VALID U.S./Canadian Driver's License.
 
WARNING: Valid only in the Republic of Mexico. The insurance carrier is not legally obligated under the terms and conditions of this policy to repair or replace your vehicle in the United States.
 
THIS POLICY IS FOR THE USE OF TOURIST VISITORS TRAVELING IN THE REPUBLIC OF MEXICO. MEXICAN REGISTERED, LICENSED PLATED VEHICLES AND MEXICAN NATIONALS RESIDING IN MEXICO DO NOT QUALIFY FOR THIS COVERAGE.